Atomic Cross-Border Settlement
Lock & Settle Cross-border payments. Atomically on Stellar.
Turn Cross-Border Payments
Into Atomic Settlement
Launch DemoHow AnchorFX Settles
Lock funds in escrow
Sender deposits USDC or EURC into a Soroban escrow contract. Funds are programmatically locked with a timeout and settlement conditions.
Swap via Stellar DEX
The escrow contract triggers a path payment through Stellar’s built-in DEX, atomically converting the source asset to the destination currency.
Settle atomically
Once the off-chain anchor confirms the fiat leg, the admin settles the escrow. Receiver gets local currency tokens in 5 seconds — final.
Built on Stellar primitives
AnchorFX combines Soroban smart contracts with Stellar's built-in DEX and Anchor protocol for a composable settlement layer.
Launch DemoSoroban escrow contracts
Funds are locked in a Rust-based Soroban smart contract with programmatic conditions — atomic settlement or timeout refund, no trusted third party.

Stellar DEX path payments
Built-in order book at the protocol level. Forex conversion happens atomically in the same transaction — no AMM slippage, no bridge risk.

Anchor interoperability
SEP-compatible anchor messaging for off-chain fiat settlement. Any Stellar anchor can plug into the protocol using standardized event payloads.

Trusted by Readers Worldwide
Cross-Border Market
Transaction Finality
Cost per TX (XLM)
Countries Supported
What People Are Saying
Open Protocol
AnchorFX is open source. No platform fees — only Stellar network fees (~0.00001 XLM).
Open Source
Free and open protocol
- Soroban escrow contracts
- Stellar DEX path payments
- Anchor messaging protocol
- Testnet deployment
Coming Soon
Production-grade anchor settlement
- Regulated anchor integration
- SEP-31 compliance
- KYC/AML support
- Mainnet deployment
- Security audits
- Priority support
Ready to build on Stellar?
AnchorFX combines Soroban smart contracts with Stellar DEX for atomic cross-border settlement. Connect Freighter and send your first testnet XLM transaction.
Launch Demo